How to Earn Money from Navi App?

The Navi app is a versatile mobile platform that offers a range of personal finance solutions, such as personal loans, home loans, health insurance and mutual fund investments. It simplifies the financial process, making it more accessible and affordable for users. It also gives you an opportunity to earn money from Navi App.

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How to Earn Money from Navi App: Referral Program

Who Can I Refer Using Navi’s Refer and Earn Program?

You can refer anyone who hasn’t previously used any Navi product. Make sure your friend is new to the app and eligible for Navi services.

When Will I Receive My Referral Reward?

Once your friend successfully takes out a loan through Navi, you will receive your referral reward within 4 days. The reward is processed once the loan is disbursed to your friend.

How and Where is the Referral Reward Deposited?

After your referred friend secures a loan, you’ll be asked to provide your UPI ID or bank account details. Your reward will be deposited directly into your chosen account or UPI wallet.

How Much Can I Earn?

You can earn up to ₹30,000 through Navi’s Refer and Earn program, depending on the specific terms of the promotion at the time.

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Where to Download the Navi App?

You can download the Navi App from the Google Play Store for Android users or the App Store for iPhone users.

Financial Products Offered by the Navi App

1. Personal LoansNavi offers personal loans up to ₹20 lakh with attractive interest rates and flexible repayment options. The process is quick and can be completed through the app.

2. Home Loans

Navi provides home loans up to ₹5 crore with competitive interest rates. You can choose flexible repayment tenures of up to 30 years.

3. Health Insurance

Navi offers health insurance with coverage up to ₹1 crore, no cap on hospital room rent, cashless treatment at over 10,000 hospitals, and unlimited online doctor consultations.

4. Mutual Funds

nvest in low-cost index funds with Navi’s mutual fund offerings. It’s designed for both beginners and experienced investors.

How to Apply for a Loan or Insurance on Navi

Steps to Apply for a Personal Loan:

Download the Navi app.
Sign up using your mobile number and OTP.
Fill in your details and review the loan offers.
Select your desired loan amount and tenure.
Link your bank account, and the loan amount will be credited instantly.

Eligibility for Personal Loans:

You must be an Indian resident.
You need to be 18 years or older.
Both salaried and self-employed individuals can apply.

Steps to Apply for a Home Loan:

Download the Navi app and enter your mobile number.
Fill in your personal and property details.
Get instant approval based on your application.

Benefits of Navi Home Loans:

In-principle loan approval within minutes.
Loans up to ₹5 crore with competitive interest rates.
Flexible repayment options of up to 30 years.

How to Apply for Health Insurance

Steps to Apply for Health Insurance:

Open the Navi app and select the Health Insurance section.
Enter your Pincode and answer a few basic questions.
Get an instant quote for your health insurance premium.

Benefits of Navi Health Insurance:

Coverage up to ₹1 crore.
Cashless treatment at 10,000+ hospitals.
No restrictions on hospital room rent.
Portability option and No Claim Bonus.

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How to Invest in Navi Mutual Funds

Steps to Invest in Mutual Funds on Navi:

Download the app and sign up.
Complete your KYC process.
Choose between a Systematic Investment Plan (SIP) or a lump sum investment.
Start investing with as little as ₹10.

Benefits of Investing in Navi Mutual Funds:

Access to a wide variety of low-cost index funds.
Opportunity to invest in both domestic and international markets.
Simple and paperless investing.

By using the Navi App, you not only have access to a variety of financial products but can also make money through their referral program. Start referring today and take advantage of the app’s user-friendly interface and diverse financial offerings!

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Q1. How Do I Log Into the Navi App?

Ans: After downloading the Navi app, simply enter your mobile number to log in.

Q2. Who Operates Navi?

Ans: Navi is operated by Navi Technologies Limited. Navi Finserv, a registered NBFC, is the lender behind the app.

Q3. How Can I Get Support?

Ans: For assistance, you can contact Navi at help@navi.com.

Q4. Who Founded Navi?

Ans: Navi was founded by Sachin Bansal, co-founder of Flipkart, and Ankit Agarwal, a former banker. They created Navi to make financial services easy, affordable, and transparent.